ISO Launch October 2015


M-Sacco is a mobile banking platform which enables our members to transact through their mobile phones at the comfort of their work places/homes. This solution was launched on 17th February 2011 and has since become a channel of choice. Members fill an M-Sacco application form and submit to the Sacco for processing. Registration applies to M-Pesa registered Safaricom lines only. By dialing *346# members get the following services:-

  1. Withdrawal Allows member to make withdrawals from their POFOSA accounts.
  2. Balance enquiry Members can enquire their account balances for Loans, Shares, Deposits and other POFOSA accounts.
  3. BOSA transfer Members can transfer money from their POFOSA accounts to their BOSA deposits.
  4. Loan Repayment This service allows members to repay their BOSA and FOSA loans.
  5. Loan Request Members can apply for FOSA salary advances and dividends advance.
  6. Mini statement Members can get a mini-statement for the last 5 transactions
  7. Change Pin Members can change their Pin numbers as they wish.
  8. Deposit This service is not available on this menu. Kindly use the following steps:-


  •         Go to M-Pesa
  •         Lipa na M-Pesa
  •         Paybill
  •         Paybill number is: 169500
  •         Account number: 502-0xxxxx-00 (for savings) or 508-0xxxxx-00 (for investment)